No More Endangered Eggs: Diversify Your Online Payments Stack

WARNING – If you answer “yes” to any of the following questions your online payments stack could work against your long-term success:  Offering limited currency options? Tokenizing with a single payment gateway? Requesting card info at each transaction? Have a single transaction channel? If any of these scenarios are true you likely have all your “payment eggs in one basket.” Please seek help immediately. 1. Limiting the Currency You Accept? Maybe you only need to […]

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Upgrade Your Online Checkout Page With Spreedly

Consider the pitfalls of online payments forms and processes—it becomes a conversation about conversion rates and drop-off. It’s a conversation that’s been had before. You know, really small problems which require small adjustments that make a HUGE impact on your online checkout experience and bottom line. This begs the questions: What role does your online checkout page play in your shopping experience? Are your users excited about their purchase, and rolling full-steam ahead to the […]

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Payment Transaction Trends: Credit/Debit Cards and Gateways in 2016

This article is the first in a series to provide a point of reference for online merchants, payment gateways, banks, and anyone involved with online payment solutions who want to evaluate the performance of their own metrics against payment transaction trends at Spreedly in order to make their own comparisons.     Spreedly’s ever-growing trove of data provides unique insight into the payment transaction industry. In fact, we are expecting to process 100 million transactions in 2017. […]

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Online Merchants: 3 Things to Consider When Choosing an iFrame Payment Form

If you’re an online merchant or e-commerce provider by now you know you should use an iFrame based payment form to minimize your PCI compliance burden. And, in general, you’re in luck! Since PCI DSS 3.0 is almost two years old by now, most payment gateways and payment processors have iFrame-based payment forms available for use. However, all is not rosy in the payment form landscape. Just because your gateway offers a payment form that has “iFrame” […]

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PCI Compliance Best Practices – Making E-Commerce More Secure

On February 2nd, 2017, the Payment Card Industry Security Standards Council (PCI SSC) updated its best practices guidelines for securing e-commerce and PCI compliance. Among other things, this is notable because PCI DSS 3.0 was released back in 2013 and a lot has changed since that time; most markedly the roll out of PCI 3.2 in April of 2016. The release of PCI 3.0 introduced the SAQ A-EP – a roughly 40 page requirement compared […]

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Switching From PayPal to Stripe: Impact on Credit Card Decline Rates

Recently at Spreedly we had the opportunity to “drink our own champagne” (or eat our own dog food) as we switched from PayPal to Stripe and measured the impact on our credit card decline rates. As our customer’s know, we help online merchants and marketplaces minimize PCI compliance scope via secure credit card collection, tokenization and then routing that card for a transaction against your preferred financial partner. This could be a payment gateway or a third party […]

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