Reducing credit card declines: expiration dates

Shoresh Shafei, Justin Benson & Nathaniel Talbott We are excited to start mining Spreedly’s data – we have quite a lot of it – to surface interesting insights, trends, and if possible actionable results for merchants, payment gateways, and even consumers. While perhaps not as flashy as data science at a dating company, it should be safer to read at work, and we suspect there are a lot of kindred souls that find payments data […]

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Failed transaction rates by payment gateways

Spreedly is a credit card vault in the cloud that allows you to work multiple payment gateways simultaneously or over time. As such, we’re in a unique position to see transactional data across payment gateways for our customers. Failed transactions are an ongoing concern for all of our customers. At best they equal a costly customer support intervention and at worst lost sales. So while many merchants spend time on sites like Feefighters trying to optimize rates paid […]

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