How to Store Credit Cards With Clover for Recurring Payments

Many point of sale payment solutions don’t allow you to store credit cards. Somewhat surprisingly – given its modern approach, excellent reputation, and growth – Clover is one such system. There are many good reasons for this. A downside, however, is the inability for merchants to make recurring, card not present transactions. There is no way within Clover itself to capture and store credit cards for recurring payments. The good news is, there’s a solution for this. […]

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Introducing support for third party tokens

One of Spreedly’s core features is the ability to generate a universal credit card token that will work across any of the 100+ endpoints that we support today. This helps platforms and marketplaces create a frictionless payments experience by separating tokenization and card data storage from the gateway processing the transaction. This is powerful because it allows buyers on your platform to purchase from different sellers without re-entering their card data. When a new merchant […]

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The Real Cost of Building and Maintaining Your Own Credit Card Vault

We often receive inquiries from potential customers who are looking for an independent credit card vault and are in the process of weighing up whether to use a third party service like Spreedly or build their own solution.  Given the importance of securely storing customer credit card data and the consequences of getting it wrong, the build-vs-buy choice represents a significant decision for any organization irrespective of size.  Like with most important strategic decisions, cost and time-to-implement play an […]

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The Path to PCI Compliance

If you’re starting a business that accepts credit cards online, my direct experience doing this very thing may provide helpful guidance as you navigate the requirements of PCI compliance.   A number of years ago I was working on a product that enabled groups of people to communicate with one another and collaborate as a community – lets call it “AwesomeGroups”. We began to think there could be a revenue stream in features that allowed […]

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Credit Card Vaulting: Direct Merchants vs Cloud Platforms

Modern payment gateways allow you to tokenize a card and stay outside of PCI compliance scope. Spreedly is unique in that we allow you to tokenize the card and then pass the underlying PAN to the payment gateway of your choice. The card never gets locked in or tokenized at any one particular gateway. Why not just try and use a single global payment gateway? Great question. If you can, you should. For one, you’ll save […]

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