Why Build an Online Community?

The benefits of creating and managing an online community go beyond reducing support costs; communities are the foundation of scaling. One person can only do so much, and as our CTO, Nathaniel, described in this blog post, “your ability to succeed is directly tied to your ability to grow the team.” Companies who are paying attention know that customers are not on the other side of the relationship. They are a part of your team […]

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Simplify Your Online Payment Solutions: Capture, Store & Deliver

Spreedly is a financial technology startup whose core product is a payment API. A little over half of our employees are developers, mostly working off of a unique and cutting edge Ruby stack. It stands to reason that the majority of our customers are also developers. Software engineers find us because our technology meets their specific requirements for online payment solutions. We provide free and easy access to a test version of our API and […]

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Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?

In the Consumer’s Eyes: Credit Card vs Debit Card It is hard to imagine that the introduction of credit cards goes all the way back to 1950, well before the invention of laser, computers and many other technological advances. In fact, the first laser, (whose successors are the main tools for reading credit card information) was developed in 1960 and people had to wait another 14 years to witness the first barcode scanner. Later in […]

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Free Your Business From Payment Data Silos

The word “silo” originates from the Greek word “siros”, which means “a pit to keep corn in.” And there might be nothing more nostalgic than a picturesque red barn with corn silos. Those in technology have a different thought: one of “data silos.” In the era of big data, data silos are a topic of interest and not so nostalgic. Instead, the conversation revolves around how bad silos can be and how to get rid of them […]

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You’re a Startup’s First CPA, Now What? 5 Tips for Success

In December of 2015, I walked into a lawyer’s office in downtown Durham, NC and went up to the second floor to find three dudes in an open room, standing around a handful of long tables. A few weeks later, this became my new office. I was hired as the first (and currently only) CPA – Certified Public Accountant – to work at Spreedly – a financial technology startup focused on democratizing participation in online […]

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A Travel Platform’s Dilemma

The Tale of Two Travel Platforms: Meta Search vs. Merchant of Record There are two payment approaches a travel platform can take, a Meta Search Website and a Merchant of Record. Both approaches are markedly different, each having their own pros and cons. Despite the differences, however, travel meta search websites and merchants of record face similar challenges: how to increase payment transactions and reduce PCI scope. Fortunately, a single solution solves for both. Travel meta […]

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Spreedly Insights: Reduce Failed Online Credit Card Transactions

Spreedly’s mission is to democratize participation in payments by connecting platforms, online merchants, payment providers and other PCI compliant services. Information is one critical pillar of openness and, with that in mind, we’re proud to announce that Insights is available to all Spreedly customers. The idea behind Insights is simple yet extremely powerful: provide accessible insights into your payment gateway data to help you track and reduce failed online credit card transactions. Introducing Insights Insights […]

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