PCI Compliance Best Practices – Making E-Commerce More Secure

On February 2nd, 2017, the Payment Card Industry Security Standards Council (PCI SSC) updated its best practices guidelines for securing e-commerce and PCI compliance. Among other things, this is notable because PCI DSS 3.0 was released back in 2013 and a lot has changed since that time; most markedly the roll out of PCI 3.2 in April of 2016. The release of PCI 3.0 introduced the SAQ A-EP – a roughly 40 page requirement compared […]

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Apple Pay Adoption as a Payment Method at Spreedly

Apple Pay launched with great fanfare on September 9, 2014. As is often the case with big new technology announcements, actual usage takes longer than the initial public interest would seem to indicate. So, we thought now was a good time to take a look and see what adoption looks like for Apple Pay as a payment method at Spreedly. Apple Pay Adoption at Spreedly Spreedly customers using Apple Pay has been slower than you might […]

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Switching From PayPal to Stripe: Impact on Credit Card Decline Rates

Recently at Spreedly we had the opportunity to “drink our own champagne” (or eat our own dog food) as we switched from PayPal to Stripe and measured the impact on our credit card decline rates. As our customer’s know, we help online merchants and marketplaces minimize PCI compliance scope via secure credit card collection, tokenization and then routing that card for a transaction against your preferred financial partner. This could be a payment gateway or a third party […]

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Credit Card Decline Rate, Part 2: Payment Processing Failures vs. Currencies

Shoresh Shafei, Justin Benson With more than 100 million transactions processed across 100 gateways in 100+ currencies, Spreedly has access to a wealth of information about payment methods (credit cards, ApplePay, PayPal, etc.), transactions and gateways performance. Using this unique dataset, Spreedly is committed to using the power of data analytics to generate insights for all participants in the payment world. In our first blog post [Spreedly blog, LinkedIn, Medium], we provided a general overview […]

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RevolutionParts and Spreedly

One of our customers, RevolutionParts, has a nice post on migrating to Spreedly. Many of our customers are implementing a new payments service. RevolutionParts were different in that they were already with another provider and needing to make a change. You can read the post over at their site if you’re interested in learning more. This would be most applicable if you sell a SaaS based service into a group of diverse merchants.

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The end of social commerce 1.0?

Intent: “A determination to perform a particular act or to act in a particular manner for a specific reason; an aim or design; a resolution to use a certain means to reach an end.” I recently saw the news about CosmicCart being acquired by PopSugar  (full disclosure, CosmicCart is a Spreedly customer). That came on the heels of PayPal acquiring Modest last August. Consolidation appears underway in the social commerce technology space. In addition, there’s been stories […]

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100 gateways!

We crossed a big milestone with the recent addition of support for Payeezy from First Data; support for 100 gateways! I’m not sure we realized back when starting Spreedly that we would end up supporting quite so many gateways. Yet here we are passing more than 100 supported and several more in the pipeline. It’s a big achievement and part of our ongoing vision to decouple the development experience from the financial stack to better serve all constituents […]

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