An Opinionated Spreedly Bibliography, Part One of ???

“You will be the same person in five years as you are today except for the people you meet and the books you read.” — Charlie Tremendous Jones While it’s a gross simplification, there’s a lot of truth in that Charlie Tremendous Jones quote: relationships and reading will define and encompass most of our personal growth over our lifetimes, and the same holds true for the formation and growth of an organization. Someday I’d like […]

Click to Read Full Article

No More Endangered Eggs: Diversify Your Online Payments Stack

WARNING – If you answer “yes” to any of the following questions your online payments stack could work against your long-term success:  Offering limited currency options? Tokenizing with a single payment gateway? Requesting card info at each transaction? Have a single transaction channel? If any of these scenarios are true you likely have all your “payment eggs in one basket.” Please seek help immediately. 1. Limiting the Currency You Accept? Maybe you only need to […]

Click to Read Full Article

Why Build an Online Community?

The benefits of creating and managing an online community go beyond reducing support costs; communities are the foundation of scaling. One person can only do so much, and as our CTO, Nathaniel, described in this blog post, “your ability to succeed is directly tied to your ability to grow the team.” Companies who are paying attention know that customers are not on the other side of the relationship. They are a part of your team […]

Click to Read Full Article

Simplify Your Online Payment Solutions: Capture, Store & Deliver

Spreedly is a financial technology startup whose core product is a payment API. A little over half of our employees are developers, mostly working off of a unique and cutting edge Ruby stack. It stands to reason that the majority of our customers are also developers. Software engineers find us because our technology meets their specific requirements for online payment solutions. We provide free and easy access to a test version of our API and […]

Click to Read Full Article

Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?

In the Consumer’s Eyes: Credit Card vs Debit Card It is hard to imagine that the introduction of credit cards goes all the way back to 1950, well before the invention of laser, computers and many other technological advances. In fact, the first laser, (whose successors are the main tools for reading credit card information) was developed in 1960 and people had to wait another 14 years to witness the first barcode scanner. Later in […]

Click to Read Full Article

Free Your Business From Payment Data Silos

The word “silo” originates from the Greek word “siros”, which means “a pit to keep corn in.” And there might be nothing more nostalgic than a picturesque red barn with corn silos. Those in technology have a different thought: one of “data silos.” In the era of big data, data silos are a topic of interest and not so nostalgic. Instead, the conversation revolves around how bad silos can be and how to get rid of them […]

Click to Read Full Article

You’re a Startup’s First CPA, Now What? 5 Tips for Success

In December of 2015, I walked into a lawyer’s office in downtown Durham, NC and went up to the second floor to find three dudes in an open room, standing around a handful of long tables. A few weeks later, this became my new office. I was hired as the first (and currently only) CPA – Certified Public Accountant – to work at Spreedly – a financial technology startup focused on democratizing participation in online […]

Click to Read Full Article